Habersham Federal Credit Union collects nonpublic personal information about members from the following sources:

• Information received from applications or other forms
• Information about member's transactions with us or others
• Information we receive from a consumer reporting agency
  

We do not disclose any nonpublic personal information about the member to anyone, except as permitted by law.

If a member decides to terminate their membership or become an inactive member, we will adhere to this privacy policy.

Habersham FCU restricts access to a member's personal and account information to those employees who need to know that information to provide products or services to the member. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard the members nonpublic personal information.