| Current
Loan Rates
Effective February 7, 2011
| LOAN TYPE |
ANNUAL PERCENTAGE RATE |
| New
Auto Loans: |
| up to 72 months |
rate as low as |
3.65%*** |
| |
|
|
|
| Used
Auto Loans: |
| up to 60 months |
Year
Models 2010-2011 |
rate
as low as |
3.65%*** |
| up to 72 months |
Year
Models 2010-2011 |
rate
as low as |
4.15%*** |
| up to 48 months (if up to $15,000) |
Year
Models 2007 - 2009 |
rate
as low as |
5.15%*** |
| up to 60 months (if $15,000+) |
Year
Models 2007 - 2009 |
rate
as low as |
6.15%*** |
| up to 48 months |
Year
Models 2003 - 2006 |
rate
as low as |
7.15%*** |
| up to 36 months |
Year
Models 2002 & older |
rate
as low as |
8.15%*** |
| |
|
|
|
***Represents lowest available rate minus .25% discount with payroll deduction or automatic payment transfer from HFCU checking account.
Not all members will qualify for minimum rates/terms. All loan approvals are subject to normal underwriting guidelines. Actual Annual Percentage Rate (APR) and loan terms may be based on, but not limited to: individual's credit history, age of vehicle being financed and length of term. These rates do not apply to existing loans financed through HFCU. |
| |
We offer GAP (Guaranteed Auto Protection) insurance on your loan for a one-time fee of $150. This insurance will pay off any loan balance remaining after your insurance company has settled if the vehicle is stolen or totaled. It may even cover your auto insurance deductible up to $1,000.
|
|
| Computers: |
| up to 2 years |
rate
as low as |
8.75%*** |
| |
|
|
|
| Personal (Signature Loan): |
| A worksheet is completed from your application information to determine your rate and limit. Maximum limit is $5,000 per member |
rate as low as |
8.5%-18.00%*** |
| $0-$1,000 |
1 year |
rate as low as |
8.50%*** |
| $1,001-$2,500 |
2 years |
rate as low as |
8.50%*** |
| $2,5001-$4,000 |
3 years |
rate as low as |
8.50%*** |
| $4,001-$5,000 |
4 years |
rate as low as |
8.50%*** |
| |
|
|
|
|
| Miscellaneous Collateral Loans (Boats, Campers, Motorcycles, 4-Wheelers, Lawn Mowers, etc.): |
| New |
|
|
|
| Up to $10,000 |
up to 4 years |
rate as low as |
8.50% |
| $10,000 + |
up to 5 years |
rate as low as |
8.50% |
| Used |
|
|
|
| Less than 5 year old model |
up to 4 years |
rate as low as |
9.00% |
|
|
