| Current
Loan Rates
Effective September 8, 2009
| LOAN TYPE |
ANNUAL PERCENTAGE RATE |
| New
Auto Loans: |
| up to 36 months |
rate as low as |
3.90%*** |
| up to 48 months |
rate as low as |
4.90%*** |
| up to 72 months |
rate as low as |
5.90%*** |
| |
|
|
|
| Used
Auto Loans: |
| up to 72 months |
Year
Models 2009 |
rate
as low as |
5.90%*** |
$15,000 + / 60 months
up to $15,000 + / 48 months |
Year
Models 2006 - 2008 |
rate
as low as |
6.50%*** |
| up to 48 months |
Year
Models 2002 - 2005 |
rate
as low as |
7.50%*** |
| up to 36 months |
Year
Models 2001 and older |
rate
as low as |
8.00%*** |
| |
|
|
|
Beacon Score will determine actual rate and the percentage of MSRP that you may be financed.
***Actual rate and amount financed are determined by member's application/beacon score. Not all members will qualify for minimum rates/terms. |
| |
We offer GAP (Guaranteed Auto Protection) insurance on your loan for a one-time fee of $150. This insurance will pay off any loan balance remaining after your insurance company has settled if the vehicle is stolen or totaled. It will even cover your auto insurance deductible up to $1,000.
|
|
| Computers: |
| up to 2 years |
rate
as low as |
8.75%*** |
| |
|
|
|
| Personal (Signature Loan): |
| A worksheet is completed from your application information to determine your rate and limit. Maximum limit is $5,000 per member |
rate as low as |
8.5%-17.00%*** |
| $0-$1,000 |
1 year |
rate as low as |
8.50%*** |
| $1,001-$2,500 |
2 years |
rate as low as |
8.50%*** |
| $2,5001-$4,000 |
3 years |
rate as low as |
8.50%*** |
| $4,001-$5,000 |
4 years |
rate as low as |
8.50%*** |
| |
|
|
|
|
| Miscellaneous Collateral Loans (Boats, Campers, Motorcycles, 4-Wheelers, Lawn Mowers, etc.): |
| New |
|
|
|
| Up to $10,000 |
up to 4 years |
rate as low as |
8.50% |
| $10,000 + |
up to 5 years |
rate as low as |
8.50% |
| Used |
|
|
|
| Less than 5 year old model |
up to 4 years |
rate as low as |
9.00% |
|
|
